RUTHL BROWN

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The Road to Unprepared Retirement

Planning for retirement is a lot more difficult than planning your budget while still working. The main question is how long you will live and how much money will you need to cover for your future expenses (probably about 30 to 40 years more). For most people, this becomes a vicious cycle of procrastination, denial […]




Common Health Issues for Elders

  • January 7, 2016
  • Health

Once you reach a certain age, you begin to find out that your body is not what it used to be. In your 30s and 40s, you may begin to see a decline in your health, but it is once you reach your 50s and 60s that you truly begin to see changes in regards […]




Top Things I was Excited For Retirement

If you asked me years ago if I would be ready for retirement, I would probably have said no. I enjoyed working and it helped me have adult conversations and enjoy time away from home. As a mom, I needed the outlet of work to be a nice break from worrying about house work or […]




When I Realized That I Was Getting Old

  • December 14, 2015
  • Health

No one wants to get older. We all wish that we could be young forever, but that just isn’t the case. As a child, we think that people who are in the 20s and 30s are old until we reach that age ourselves. Once that happens, we find that that age is really just a […]




Is it Ever Too Early for Life Insurance?

  • November 21, 2015
  • Health

Taking advantage of the benefits we can control of early on is something that will make us secure in the long run.  I’m dumbfounded by people who make the decision in their late years. They may have different reasons for not taking advantage of this but the most common is it’s too early to get […]




Can You Go Broke After Retirement?

Retirement is a major end goal for most of us. Having worked for a period of time, we see and picture ourselves doing what would really make us happy. It can be just as simple as lounging around our house, traveling the world, meeting frequently with our friends, and having some fun with them, or […]