RUTHL BROWN

Blog


5 Things Small Businesses are Missing

Small business owners have both less and more power to influence their customers than the big guys. Although they may not be able to compete with the big corporate names on a global scale, they sure can beat them in their local markets. No matter how big or small the business, the growing importance of […]




Why My Husband Still Works At Age 65

I’ve always pictured myself and my husband lounging and tanning under the sun on a beach somewhere in the Pacific or Caribbean.  It seemed a pleasurable thought for me and I would sometimes find myself daydreaming about the idea.   My husband and I had a talk once when we were having dinner. I asked […]




Top Downsides to Retirement


I know most people are thinking that retirement is awesome and that it is what everybody needs. Most people think that retirement would be like having nothing to do but bask in the sun at a luxurious beach resort somewhere in the Bahamas. Oh, the feeling of just relaxing and watching the sky fly over […]




Things People Don’t Know About Entering Retirement

As a retired working mom who empathizes with all other moms out there, retirement is not as easy as it sounds. Let me share some things people don’t know about entering retirement.   Retirement can be expensive.   The common assumption that health care expenses will be fully taken care of once a person turns […]




Things I Did To Secure My Income

When you have come to retirement stage and you have nothing to pull out of your wallet, you might be in an awful situation. Don’t get yourself into this catastrophe and secure your income while you still can. Here are effective tips you can do to protect your income or better yet expand it to […]




Top Retirement Letdowns

Once we reach a certain age, we expect to retire from our position of employment and spend the rest of our years doing what we love. This could be retiring to a sunny area enjoying the beach and making new friends or finding time to spend with family members that just wasn’t there before. As […]




Tips for Handling Insurance In your 60s

There are several steps to retirement planning, most of which happened during your 30s and 40s. You begin to save money so you will be able to live comfortably when you do retire. However, a step that happens later in life is finding health insurance. In your late 50s and early 60s, it is time […]




How to Embrace Old Age

Getting older has its perks. You get to retire from working and you get discounts when shopping! I love being retired but have seen many of my friends struggling with getting older. It seems once we hit thirty, we try to forget every birthday as we get closer to 40, 50 and then 60. Many […]




Getting In Debt In Old Age

With age comes wisdom. As we age, we learn how not to do certain things, which helps us to live better lives. However, we do make mistakes, no matter how old we are. One mistake that many senior citizens make is getting into debt at an older age. Once retirement age takes place, we instantly […]




The Road to Unprepared Retirement

Planning for retirement is a lot more difficult than planning your budget while still working. The main question is how long you will live and how much money will you need to cover for your future expenses (probably about 30 to 40 years more). For most people, this becomes a vicious cycle of procrastination, denial […]